I'm curious. I read over a couple of the insurance coverage policies which were posted and have a question about the hull coverage.
Suppose I buy a 1977 150, fairly basic radio(s) and the hull is insured for $24,000.00. Now, I decide to buy a Garmin 430 or 530 and have it installed. Can the hull coverage be increased another $10-12,000.00 for this fine radio/gps or does this fall into a separate option category?
Bengie Phillips
Columbus, GA
Bengie, maybe or maybe not. The companies get a bit nervous when insuring much more than 125% of the average value of an airplane. I was limited by AOPA in my last year of 150/150 ownership. I had to submit a bunch of support for the value of my bird to increase the insurance to $32K. It sold in a day at $32.5K, but they were quite hard to convince to increase it. Avionics are a bit easier to value, so perhaps that wouldn't be as big of a deal, but surely you will want to verify it first.
