I know, I know. Good point Chuck! This is just one of the reasons that I wrestling with the sell/don't sell decision. I love my plane. I mean, it's an awesome little machine and I'd be hard pressed to ever find an equivalent.
I just wish the useful load was a little more, well, useful !
I don't think it is quite that Charles. My Cardinal (insured value $56,000) was $1100 per year on a 400 hour pilot. My 150/150 was $700 per year on insured value of $27500. The primary difference seemed to be in the value and even then it wasn't twice as much.