You might also PM Konrad Kelley, he's got more hours, but no PPL. He insures his 152...
At this point, I can only backup some later posts - insurance thru AOPA, student/hours did not seem to be a big issue as long as there is instructor supervision, around $800/yr IIRC (for ~$18,000 value; high time engine) and should go down a bit once the PPL is in hand.
