Some doctors I know who could be pretty rich if they'd save, are not savers and therefore live this kind of high-end paycheck to paycheck existence. Some are in so much debt, any kind of wealth accumulation forever escapes them.
Really not trying to hijack here but there are people out there (from many different fields of endeavors) making 250K - 500K each and every year that are broke and living paycheck to paycheck.
Lack of discipline is their primary problem.
Listen to Dave Ramsey sometime and absorb how some people who have very good income streams live their lives, in debt up to their eyeballs, swimming in debt and no structured discipline what so ever.
Jim
