Thanks Gary! (and everyone else!) I was going to ask for opinions. Last night I filled out the online AOPA insurance quote for a hull value of 18k and told it I was a student, and chose the minimums of coverage. It responded with 686/year. I find that REALLY hard to believe... I upped the hull value to 22k and did the maximums just to see what happens, and it said "please call us" LOL
