Vref lowballs everything in a big way.
Unless you're a buyer.

In my case, I paid just about Vref price for my Cardinal.
I would agree with you Poobs, but from other people I have spoken to, the actual "selling price" (compared to "asking price") is close to Vref in many cases. So my figures (I believe) shown above reflects a "selling price". But this is why I originally posted, so I could see what people would actually agree to buy it at (if they wanted to buy it).
Kirk, can you tell us at least the percentage difference between the original asking price, vs the actual selling price for your Cardinal?
Still waiting for my pseudo bidders to chime in.