Dale,
My initial answer would have been just as you were thinking of doing yourself. Just get in and fly. Who would be the wiser. You are already aware of the risks. But now that you have announced to the world your intentions on a public Forum??????????
A couple of reasons for the question, no annual so not legal to go anywhere, not my plane yet so it must be insured for the flight, Insurance will cover if it has a permit. Want to do this right for her as well as myself. Plus there are fewer landing sites in that neck of the woods so fewer options if something goes wrong.